one app · all payments

Pay, send & manage
flow with zero stress

From school fees to airtime, bills to bus tickets — FlowPay brings everything into one beautiful wallet.

Web payment |
100% secure 4.9 rating web + mobile
✨ instant transfers
Ticket
School fee
Airtime
Bills
deposit $0 fees transfer

everything in one flow

Transfer, deposit, airtime, bills, school fees, tickets — we've got you covered.

Transfer

Send money instantly to any bank or wallet, no hidden charges.

Deposit

Cash in securely from cards, bank transfer or mobile money.

Airtime & Data

Top-up any network instantly — with cashback & special offers.

Bill payment

Electricity, water, internet, TV — pay them all in seconds.

School fees

Pay tuition, PTA, registration for any institution with receipt.

Ticket purchase

Bus, train, event, movie tickets — book and keep in your wallet.

FlowPay for Business

Integrate powerful payment gateway with one API

Accept payments via transfer, cards, USSD, or mobile money. Our reliable REST API is built for scale — whether you're a startup or large enterprise.

99.99% uptime webhooks & SDKs fraud protection
direct deposit card processing USSD

payment gateway

curl -X POST https://api.flowpay.co/v1/charge \
-H "Authorization: Bearer YOUR_KEY" \
-d '{"amount":5000, "currency":"NGN",
 "customer":"+234..."}'

web, mobile, POS — one gateway

web app analytics
business suite

Web payments & API first

Accept payments on your website with a simple checkout or fully customized flow. FlowPay processes web, mobile, and recurring billing.

PCI-DSS subscription mgmt

cards

bank transfer

QR

Start building with FlowPay

Download the app or grab your API keys — you choose.